“We’re passionate about helping veterans with their VA purchase, because we’re veterans ourselves.” 

– Kim and Dave Panozzo

The Panozzo Team

You defended the American Dream. Now live it.

 When buying or selling a home the right realtor makes all the difference

That is particularly true when using a VA loan to make your purchase. The VA loan is a unique opportunity that demands knowledge and experience.

Military buyers need a real estate professional who knows the program inside and out. As veterans who’ve purchased with their own VA loan, The Panozzos know how to navigate through the VA’s procedures and requirements and save you big-time hassles and headaches down the road.

Get started with your free VA purchase plan today.

Fellow Veterans helping Veterans 


Kim and Dave Panozzo both served, Kim in the Air Force, Dave in the Army. They were married while stationed in Germany. They later relocated to Scottsdale, AZ in 1994 where they raised two daughters. Their oldest daughter is currently serving in the Air Force. Since becoming realtors in Valley they have helped many veterans and active duty  members with their real estate needs.

What sets them apart?

  • Being service members, they understand the unique needs of a VA home buyer.
  • They’re passionate about serving those who served.
  • Knowledge and Experienced of unique VA property requirements. 

Know Your Options on Your VA Purchase 


VA Loans allow veterans to borrow up to 100% of the property value for a home purchase or refinance! Veterans are also allowed 100% financing without PMI (Private Mortgage Insurance) and are able to cash out equity to consolidate debt, make home renovations, etc. through the VA Cash Out Refinance program

  • As Little As 0% Down.

  • No Existing Equity Requirement.

  • No Savings (reserves) requirement.

  • No Private Mortgage Insurance

  • Higher Debt To Income Ratio

  • No Prepayment Penalty

  • Flexibility With Bankruptcy & Foreclosure

  • Closing costs can be paid by a seller

U.S. Army Veteran Logo