Kim Panozzo on Business to Business Radio Show
Here Kim Panozzo on the Business to Business Radio show KFNX talk about great deals on luxury homes in Scottsdale.
Types of Loans
There are many different types of loans available to assist people in buying homes. The following information is included for general informational purposes only. Much loan information is regional specific, varying from location to location. Ask your lender about specific information as it applies to your situation. If you have yet to select a lender,…
DetailsFinancing Home Improvement Projects
Funding home improvement and remodeling projects can be quite daunting. Surely smaller projects can be budgeted for, but what about the larger ones? This is a financing guide for those of us who are not independently wealthy. If you participate in a 401k plan through your employer, you may be able to procure a short-term…
DetailsFixed and Variable Loans
Determining your wants and needs is the first step to identifying the right loan for you. Is it important to you to have your payments remain the same every month, or are you more concerned with having a lower initial interest rate? There are pros and cons to each of these types of loans. Fixed…
DetailsTitle Insurance
Property Ownership – How Secure Are You? Real estate is traditionally a family’s most valuable asset, and many laws have been passed to protect it. While most of these laws are set up to protect the owner, their family and heirs, others may have claim on the property. In certain situations, governmental bodies, contractors, lenders,…
DetailsHomeowner’s Insurance
Most lenders require homebuyers to carry homeowner’s insurance. This is a hazard insurance policy designed to cover your property against peril. Most homebuyers elect to take out a comprehensive homeowner’s insurance policy. This type of coverage covers the cost of rebuilding your home, your possessions, liability, vandalism, theft, water damage (not flood related) and loss…
DetailsEscrow
Escrow is “a deed, a bond, money or a piece of property held in trust by a third party to be turned over to the grantee only upon fulfillment of a condition,” as defined by Webster. It exists to provide confidentiality and impartiality during a real estate transaction. Escrow exists because buyers, sellers and lenders…
Details