Kim Panozzo on Business to Business Radio Show
Here Kim Panozzo on the Business to Business Radio show KFNX talk about great deals on luxury homes in Scottsdale.
Points
Points, also known as discount points, are a one time fee a buyer can pay a lender to lower the interest rate on a loan (or just to procure a loan). Points are paid at closing, and equal 1% of the loan amount of a real estate property (for example, one point on a $100,000…
Types of Loans
There are many different types of loans available to assist people in buying homes. The following information is included for general informational purposes only. Much loan information is regional specific, varying from location to location. Ask your lender about specific information as it applies to your situation. If you have yet to select a lender,…
Financing Home Improvement Projects
Funding home improvement and remodeling projects can be quite daunting. Surely smaller projects can be budgeted for, but what about the larger ones? This is a financing guide for those of us who are not independently wealthy. If you participate in a 401k plan through your employer, you may be able to procure a short-term…
Fixed and Variable Loans
Determining your wants and needs is the first step to identifying the right loan for you. Is it important to you to have your payments remain the same every month, or are you more concerned with having a lower initial interest rate? There are pros and cons to each of these types of loans. Fixed…
Title Insurance
Property Ownership – How Secure Are You? Real estate is traditionally a family’s most valuable asset, and many laws have been passed to protect it. While most of these laws are set up to protect the owner, their family and heirs, others may have claim on the property. In certain situations, governmental bodies, contractors, lenders,…