Closing Costs

Closing costs, or the fees associated with buying and selling real estate property, can be divided into three basic categories; lender fees, prepaid and settlement costs. Lender fees may include points, appraisal, credit reporting, underwriting, settlement and tax service fees.  Prepaid fees may include interim interest, real estate taxes and escrow, and insurance premiums and…

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Seller Essentials

Between understanding your market, pricing your home, marketing, negotiating a contract, and a host of other difficulties, home selling can seem like a difficult and complex task. This is where a good real estate agent comes in. A good real estate professional can make the home selling process easy and enjoyable. The pages in this…

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Pre-Approval

Imagine finding the property of your dreams, only to have your loan application denied. Countless hours spent searching, not to mention your emotional investment, all wasted. This can be an incredibly disheartening experience. To prevent this from happening, the first thing your real estate agent will have you do is get pre-approved. Pre-approval lets you…

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Rent vs. Own

 It’s no secret that every penny you spend on rent disappears into your landlord’s pocket. Rental payments are also subject to periodic increases. Even in the best of circumstances, you have nothing long-term to show for your efforts. Take advantage of the opportunity to become your own landlord! Homeownership offers numerous advantages. Tax benefits (through…

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The Buying Process

The Buying Process RULE #1 Don’t Let the Buying Process Scare You RULE #2 Get Representation.  You need someone on your side. RULE #3 Educate Yourself.  Ask lots of questions. Follow these steps with the help of your licensed real estate professional: Have a counseling session with your agent to map out a game plan Discuss communication…

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